Typically, administrative assistants receive their coverage through their employment. These “group policies” mostly fall under the Employee Retirement Income Security Act (ERISA). This federal law imposes strict deadlines you must follow. It is important you hire a lawyer who fully understands this law and the deadlines.
As an administrative assistant you likely spend most of your day at your desk. However, you must be an organized person. Also, you have to communicate with others on a constant basis. It may not be possible to perform in this job if you suffer from disabling conditions. These include chronic pain, cognitive issues, anxiety, depression, fibromyalgia, and many more.
What does this mean for you when filing a disability claim?
Group policies generally have two definitions of disability. For the first two years you must be disabled from your own job. This means you cannot perform the duties of an administrative assistant.
Being an administrative assistant is a sedentary job. To be found disabled, you must be able to:
- Sit for at least 6 hours per day
- Walking and sitting for brief periods of time
- Lift/carry 10 pounds occasionally
However, after two years of receiving benefits you must be disabled from any job. Your doctors must be willing to support that you can no longer perform the duties of your job, or any job. Our lawyers have represented many people who work in a sedentary position. We can assist you in gathering the information needed to prove disability.
Additionally, the definition change may not have a big impact on your claim. This is because sedentary is the lowest exertion level. If you are disabled from working as an administrative assistant, you should be disabled from any occupation. Still, insurance companies may terminate your benefits at any point.
Our disability lawyers are familiar with all major insurance companies. We know how they operate. Our disability lawyers can better predict their actions. With our experience, we can effectively represent you during every stage of the claims process. Give us a call so that can help in your fight for disability benefits. We represent people nationwide.
