Due to our client’s serious medical conditions, the Life Insurance Company of North America (CIGNA LINA) acknowledged his disability and granted him long-term disability benefits. Then, one (1) year before our client was set to retire, CIGNA LINA terminated his benefits. Our client was already diagnosed with coronary artery disease, amenia, chronic kidney disease, high blood pressure, high cholesterol, pulmonary disease, and liver lesions. By the time CIGNA LINA terminated his benefits, his conditions had not improved. Rather, our client had been diagnosed with hepatocellular carcinoma – or liver cancer.
Our Client’s Symptoms Did Not Disappear
Our client’s doctors confirm that he is “permanently disabled.” He suffers from pain and tenderness, swelling, and extreme fatigue – symptoms that have only gotten worse over time. While 1 year of benefits may not seem significant to CIGNA LINA, our client uses his long-term disability benefits to pay his bills while he waits for retirement to kick in. Our client is also entitled to this money because he is totally disabled under the terms of his policy.
Using Medical Records to Recover Disability Benefits
To help remedy the situation, Dabdoub Law Firm provided CIGNA LINA with another copy of our client’s medical records and a doctor’s certification of his disability. Given the circumstances, we knew CIGNA LINA would comply to avoid litigation.
Fortunately, our client received the long-term disability benefits he deserved.
Disability Insurance Companies Have Lawyers. Shouldn’t You?
Because Dabdoub Law Firm was created to focus on disability insurance, we have developed expertise in this complex area of the law.
Our expertise in long-term disability claims means our clients have the backing of a law firm with attorneys who:
- Are experts in disability claims.
- Have fought all major disability insurance companies and know their tactics.
- Boast a track record of success.
- Have won major disability lawsuits that created new and improved laws.
- Have recovered millions of dollars in disability benefits.
All our lawyers commit every day of their legal career to helping people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and others.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.
Contact us to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
Call us at (800) 969-0488 or send us your information online to schedule a free consultation with a disability attorney.
