Yes. Disability insurance is law is complicated and complex. Insurance companies are for-profit corporations that are incentivized to deny claims to increase their profitability. It is important you have legal representation to assist you navigate your claim for disability.
ERISA is Complex Federal Law
If you have long-term disability coverage through your employer, it is likely your claim for benefits is governed by a federal statute called the Employee Retirement Income Security Act (ERISA).
ERISA law is complex. To start—there are strict deadlines and regulations you must comply with or jeopardize your claim for disability insurance benefits.
Notably, the claims and appeals process in an ERISA case is critical. If your insurance company denies your benefits, you will be able to submit an appeal to the insurance company. This appeal will be your last opportunity to introduce evidence of your disability.
In other words, if the insurance company denies your appeal, you will likely not be able to submit additional evidence of disability even if you have filed a lawsuit against the insurance company. Having legal representation to assist and guide an appeal is critical for your chances of success.
Specialization Matters
This law firm has been representing people in their fight for disability insurance benefits for over 15 years. From our experience, we understand what types of evidence you need for your claim, including:
- Coordinating specialized medical evaluations
- Gathering supportive evidence from your treating providers
- Refuting unfavorable medical reviews completed by the insurance company
- Gathering any additional sources of evidence to help describe your ailments
You do not want to fight insurance companies on your own. The assistance of an experienced disability attorney can turn the tide.
Attorneys That Specialize in Handling Your Disability Insurance Claims
This law firm was created with a single purpose in mind: to help people get disability benefits from insurance companies.
With that kind of focus, we have:
- Experience with every major disability insurance company;
- A proven track record of success by winning major long term disability lawsuits;
- Recovered millions of dollars in disability benefits for clients like you;
Every day, our disability lawyers work to get insurance companies to approve long-term disability claims or appeal disability benefits denials.
With so much at stake, shouldn’t you have expert disability lawyers on your side?
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
Call (800) 969-0488 or contact us online to speak with a disability insurance lawyer.
