Disability insurance is an important investment for anyone, but when it comes time to file a claim, it can be a daunting process. That's why hiring a disability insurance lawyer with a proven track record of success is critical to your case.
Understanding how the attorney gets paid is an important part of the process. Here are some tips when searching for a disability insurance attorney and understanding the fee structure.
Contingency Fees
Disability insurance lawyers typically take cases on a contingency fee basis. A contingency fee is a percentage of the benefits recovered either through an approval of the claim or appeal, or a settlement in litigation.
This means there is no money paid by you up front. The risk is on the attorney to put in the time and resources with the expectation that benefits will be approved or a settlement will be paid.
Comparing Fees
When comparing fees, there are several things to consider. First, make sure you ask about any additional costs, such as outside testing, medical records costs and court filing fees. Second, ask the lawyer to break down the fee structure and explain how it is paid and for how long. Finally, don't forget to factor in the lawyer's experience and expertise. While a contingency fee percentage might seem high, it could mean that difference between an approval and denial, or a higher settlement amount in litigation.
Disability Law is Highly Complex
It is important to keep in mind that while a low attorney fee can be enticing, it may be a red flag of bigger issues you will want to steer clear of in the long run. For instance, if you come across a firm willing to offer you a small contingency fee, they may not be as experienced or well-versed in disability law specifically, which can ultimately be detrimental to your case.
Disability insurance law is highly complex, which means that each case requires a high level of experience and expertise to be handled properly. Finding a firm with a track record of success is the best measure of experience and expertise.
Dabdoub Law Firm has a proven track record of success in getting claims paid before a lawsuit is necessary and winning disability insurance cases in court when a lawsuit must be filed.
Disability Insurance Companies Have Lawyers. Shouldn’t You?
Because this law firm specializes in disability insurance cases, we have expertise in this complex area of the law.
Our experience and expertise in long-term disability insurance claims means our clients have the backing of a law firm that has attorneys who:
- are experts in disability claims;
- fought all major disability insurance companies and know their tactics;
- a track record of success;
- won major disability lawsuits that created good laws; and
- recovered millions of dollars in disability benefits.
All our lawyers commit every day of their legal career to help people get disability insurance benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and many other major disability insurance carriers.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.
Call to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
Call for a free consultation with a disability attorney.
Contact Dabdoub Law Firm today at (800) 969-0488 or fill out the online contact form to speak with an experienced attorney about your case.
