You are disabled and unable to work. Fortunately, you are covered under a disability insurance policy. As you prepare to file your short term or long term disability insurance claim you ask yourself:
What are some signs I may need a disability insurance attorney?
Navigating disability insurance claims can be complex and overwhelming. When facing challenges in obtaining disability benefits, seeking assistance from an experienced disability insurance lawyer is wise. While legal representation is recommended for all stages of a disability claim, let’s look at some specific signs its time to hire a disability insurance lawyer.
- Delayed Claims
Insurance companies often use delay tactics to frustrate claimants. Sometimes the insurance company will repeatedly ask for new information without ever making a decision. While occasionally there may be reason for delay, oftentimes the delay is unreasonable and may be unlawful. The insurance company may be seeking reasons to deny your claim. Or they may be trying to make you desperate so that you may consider withdrawing the claim or later taking a low-ball settlement offer. If you feel your claim is unreasonably delayed, it may be a sign that you need to seek assistance from a disability insurance lawyer to protect your rights and ensure a fair resolution.
- Pre-Existing Condition Review
Insurance companies may attempt to deny coverage by claiming that your disability is a result of a pre-existing condition not covered by the policy. A disability insurance lawyer can investigate your medical history, gather evidence, and challenge the insurer's decision, ensuring you receive the coverage you deserve based on the facts of your case.
- Interview or Medical Examination
The insurance company may schedule you for an interview or medical examination. These are generally set up to help solidify a denial of benefits. It is important to have legal representation for any interview or examination. Such lawyers can help you prepare for any interview or examination and can also be involved in the interview process.
- Denial
Should your claim be denied, it is important to have legal representation for the appeals process. In fact, the appeal may represent your last opportunity to introduce evidence that supports your disability. An experienced attorney can help develop and execute a game plan to help push back against the reasons for the initial denial.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law.
Because we specialize in long term disability, our clients get the benefit of:
- Having an attorney who is an expert in long term disability claims;
- Having an attorney who has experience with every major disability insurance company;
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.
