After The Standard wrongfully denied him the long-term disability (LTD) benefits he rightfully deserves, a Colorado man suffering from cognitive deficits and neuropathy turned to our seasoned disability insurance attorneys at Dabdoub Law Firm to demand justice on his behalf. Keep reading to learn more about this recent success story in Denver, CO.
Dabdoub Lawyer Successfully Appeals to The Standard on Behalf of Denver Client
Fortunately, Attorney Kevin Schaefer successfully appealed to The Standard on his Colorado client’s behalf, citing a wealth of medical evidence to dispute the insurer’s wrongful denial of disability benefits.
Indeed, the supporting documentation for our Denver client’s disability was so extensive, Attorney Schaefer tells the insurer in his appeal, “Litigation on this matter would seem unnecessary, but that decision is The Standard’s alone to make.”
Insurer Cites “Preexisting Condition Exclusion” to Justify Wrongful Denial
Sadly, our Colorado client was promptly denied LTD benefits from The Standard under the guise of the “preexisting condition exclusion” included in the policy.
Our Dabdoub lawyer promptly addressed this unjust reasoning, stating, “If Standard accepted that [my client] worked just one more day it would have had no choice but to approve [his] benefits. Despite Standard’s convenient suggestion, the evidence quite clearly shows [he] continued to work in his role as a city clerk…outside of the relevant 12-month preexisting period.”
As such, Attorney Schaefer concludes, no preexisting review should have been conducted by Standard and benefits should have been awarded. “[My client] has now gone without income for an extended period of time because of Standard’s self-interested behavior,” the disability lawyer says. “Surely, Standard does not believe it wise to argue [his] claim in front of a jury of his peers after accepting he is disabled due to severe cognitive deficiencies.”
Fortunately, Attorney Schaefer’s words rang true, allowing our Colorado client to successfully obtain the LTD benefits he deserved from the start.
Our Lawyers Specialize in Disability Insurance Claims
Because our law firm has always focused only on disability insurance, our lawyers are experts in legal representation for disability insurance benefits. That means our disability lawyers have:
- Won several major disability lawsuits that help make better laws for disability claimants;
- Successfully represented hundreds of clients and won millions of dollars in disability benefits; and
- Experience fighting every major insurance company, such as UNUM, Hartford, MetLife, CIGNA, Prudential, and more.
Because federal law applies to most disability insurance claims, we can help clients across the country.
Disability insurance companies have lawyers. You should too. Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Call (800) 969-0488 to request a free consultationwith a disability attorney. No fees or costs until you get paid.
