Dabdoub Law Firm Secures LTD Benefits for Florida Client with Rheumatoid Arthritis
In July, Dabdoub Law Firm successfully appealed to The Lincoln National Life Insurance Company on behalf of our Florida client to secure the long-term disability (LTD) benefits she rightfully deserved from the start. Keep reading to learn more about this recent success in Fort Lauderdale, FL.
Dabdoub Lawyer Successfully Appeals to Lincoln for Florida Client with RA
Fortunately, Attorney Emily Quirino successfully appealed to Lincoln on our Florida client’s behalf, advocating for her rights as a disabled individual by holding the insurer accountable for their wrongful denial of LTD benefits.
Our Fort Lauderdale client was forced to leave her sedentary-level job at UKG, Inc. in 2020 after experiencing flare-ups caused by rheumatoid arthritis (RA) and peripheral neuropathy. Her conditions have resulted in a range of debilitating symptoms, including muscle spasms, numbness, and loss of balance.
Even after approving her long-term disability benefits claim, Lincoln saw fit to terminate those benefits a couple of years later—despite no evidence of improvement in our Florida client’s health conditions.
“It was clear [my client’s] condition had worsened,” Attorney Quirino explains. “She had numerous hospital stays, moved in with her parents for additional care, had new diagnoses, and continued to suffer from debilitating chronic pain.”
Lincoln’s Denial of Benefits Was Wrong & Unreasonable
Lincoln relied solely on a couple of paper reviews to determine our client’s continued eligibility for disability benefits, leading to the wrongful termination of her LTD claim.
“[My client] continues to suffer from debilitating chronic pain, rheumatoid arthritis, neuropathy, hypothyroidism, fibromyalgia and more,” Attorney Quirino tells the insurer in her appeal. “She has undergone several pain management treatments and takes multiple prescription medications.”
Moreover, our Fort Lauderdale client has undergone numerous procedures and surgeries in hopes of alleviating her pain, and has been treated by numerous physicians and medical specialists to improve her condition. After undergoing an independent medical examination (“IME”) with a board-certified physician, the doctor concluded that the patient “is not capable of reliably and consistently working in any occupation.”
Luckily, our Dabdoub disability insurance lawyers enlightened Lincoln to the unjust error of their ways by reminding them of their legal and ethical obligations under ERISA law, successfully restoring the LTD benefits our Florida client rightfully deserved from the start.
Help from a Lawyer with Expertise in Disability Insurance
Disability insurance law is complex. Hiring an experienced disability attorney is important. Because all disability lawyers at this law firm focus on disability insurance claims, we proudly offer significant expertise in disability insurance law. The Dabdoub Law Firm has:
- Experience with every major disability insurance company;
- A proven track record of success by winning major disability lawsuits; and
- Recovered millions of dollars in disability benefits for clients.
We never charge fees or costs unless our clients get paid. Our firm can help at any stage of your disability insurance claim, including:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Because federal law applies to most disability insurance claims, our lawyers are able to represent clients across the country.
Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Consultations are free.
