In July 2023, Dabdoub Law Firm successfully appealed to The Lincoln National Life Insurance Company on behalf of a Tallahassee woman after the insurer wrongfully denied her long-term disability (LTD) benefits claim. Keep reading to learn more about this recent Tennessee success story.
Dabdoub Attorney Kevin Probst Successfully Appeals to Lincoln
After filing an LTD claim with her disability insurance company in June 2023, a woman in Tallahassee had no choice but to turn to our experienced disability insurance attorneys for assistance after Lincoln unjustly denied her claim.
Fortunately, Attorney Kevin Probst wasted no time informing Lincoln of the injustice behind their erroneous decision, reminding the insurer, “Lincoln has the obligation to review [my client’s] LTD claim honestly and fairly. When the evidence is thoroughly and fairly reviewed, there can be only one conclusion: [she] remains disabled and entitled to her LTD benefits.”
The medical evidence corresponding with our Tennessee client’s disability is extensive, particularly after undergoing a functional capacity evaluation (FCE), which courts consistently uphold as “the best means” of assessing individual functionality. The results revealed that our client “is not employable on a full-time basis.” The notes add that our client “demonstrates fatigue with minimal activity” and requires “frequent breaks and change in positions.”
“Standing greater than 15 minutes resulted in extreme fatigue, perspiration and nausea,” the administering physician concluded, adding that our client was unable to complete the second day of her FCE due to joint pain and fatigue. “She was unable to complete 10 minutes of walking.”
In anticipation of the potential workarounds that many insurers seek to avoid paying out, the FCE test results even go as far as to establish the validity of the exam, explaining that our client “was consistent with all aspects of the evaluation, indicating a reliable evaluation” and her responses with the pain questionnaire were appropriate with no indication of symptom magnification.”
Lincoln’s Termination of LTD Benefits Was Unjust
Fortunately, our Dabdoub disability insurance lawyers successfully appealed to Lincoln on our Tallahassee client’s behalf, reminding the insurer of their legal obligations under ERISA law and successfully reinstating the LTD benefits she needs and deserves to live her life to the fullest.
Disability Insurance Companies Have Lawyers. Shouldn’t You?
Because this law firm was created to focus on disability insurance, we have developed an expertise in this complex area of the law. Our expertise in long-term disability claims means our clients have the backing of a law firm that has attorneys who:
- Are experts in disability claims;
- Fought all major disability insurance companies and know their tactics; a track record of success;
- Won major disability lawsuits that created good laws; and
- Recovered millions of dollars in disability benefits.
All our lawyers commit every day of their legal career to helping people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and others. Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.
Call to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Call (800) 969-0488 to request a free consultation with our trusted Dabdoub disability insurance attorneys.
