Dabdoub Law Firm Successfully Appeals Denial of California Gymnast’s Standard LTD & Life Insurance Benefits

With Attorney Geannina Burgos taking the lead, Dabdoub Law Firm has successfully appealed the unfair denial of a California man’s long-term disability benefits, as well as a waiver of life insurance premium benefits. The Standard Life Insurance Company (Standard) originally denied his claim, despite overwhelming evidence that multiple accident-related spine problems left him unable to work. When presented with a thorough appeal letter that clearly outlined why the denial was unjust – and how our firm could pursue legal action if necessary – the insurance company reversed its decision without the need for a lengthy trial.

Details of the Gymnastics Training Injury Case

Our client was engaging in gymnastics training in December 2022 when a backflip went wrong. He suffered a bad impact and traumatic hyperflexion, resulting in spine fractures at T4, T6, and T7. Medical experts attempted spinal surgery to correct the fractures and help him regain some mobility and independence, as well as freedom from daily pain, but the procedure and its outcome were largely unsuccessful.

For a few months, he tried to return to work, but the pain and immobility caused by his spine injuries were too much for anyone to bear. He stopped working in late May 2023. Thinking that he must qualify for disability benefits due to the severity and straightforwardness of his injuries, our client was shocked when Standard rejected his claim.

Medical Evidence Can’t Lie

As an LTD claim lawyer with extensive experience, Attorney Burgos recognized right away that the only way for Standard to deny our client’s claim was to refuse to acknowledge it in the first place. After all, the medical evidence of his spine injury is clear, and medical evidence cannot lie when it is interpreted objectively as it must be. The disability and life insurance policies that covered our client were also clear in their wording about permanent disabling conditions, so Standard should have accepted his claim.

Suspecting that a claim’s adjuster with Standard might have opened and shut our client’s original claim without giving it a proper review, Attorney Burgos prepared an appeal letter that would be too thorough to ignore. Complete with a functional capacity evaluation review, partial testimonies from trusted medical experts, and even an explanation of Standard’s own policies, the appeal letter hit the mark. Before going to litigation, Standard agreed that our client was entitled to his LTD/WOLP benefits, which will now allow him to live more comfortably after his life-changing accident.

Lawyers with Expertise in Disability Insurance Claims

This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:

  1. Having an attorney who is an expert in long-term disability claims;
  2. Having an attorney who has experience with every major disability insurance company; and
  3. Being backed by a law firm that has a proven track record of winning tough disability lawsuits.

Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:

The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.

Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.

With Attorney Geannina Burgos taking the lead, Dabdoub Law Firm has successfully appealed the unfair denial of a California man’s long-term disability benefits, as well as a waiver of life insurance premium benefits. The Standard Life Insurance Company (Standard) originally denied his claim, despite overwhelming evidence that multiple accident-related spine problems left him unable to work. When presented with a thorough appeal letter that clearly outlined why the denial was unjust – and how our firm could pursue legal action if necessary – the insurance company reversed its decision without the need for a lengthy trial.

Details of the Gymnastics Training Injury Case

Our client was engaging in gymnastics training in December 2022 when a backflip went wrong. He suffered a bad impact and traumatic hyperflexion, resulting in spine fractures at T4, T6, and T7. Medical experts attempted spinal surgery to correct the fractures and help him regain some mobility and independence, as well as freedom from daily pain, but the procedure and its outcome were largely unsuccessful.

For a few months, he tried to return to work, but the pain and immobility caused by his spine injuries were too much for anyone to bear. He stopped working in late May 2023. Thinking that he must qualify for disability benefits due to the severity and straightforwardness of his injuries, our client was shocked when Standard rejected his claim.

Medical Evidence Can’t Lie

As an LTD claim lawyer with extensive experience, Attorney Burgos recognized right away that the only way for Standard to deny our client’s claim was to refuse to acknowledge it in the first place. After all, the medical evidence of his spine injury is clear, and medical evidence cannot lie when it is interpreted objectively as it must be. The disability and life insurance policies that covered our client were also clear in their wording about permanent disabling conditions, so Standard should have accepted his claim.

Suspecting that a claim’s adjuster with Standard might have opened and shut our client’s original claim without giving it a proper review, Attorney Burgos prepared an appeal letter that would be too thorough to ignore. Complete with a functional capacity evaluation review, partial testimonies from trusted medical experts, and even an explanation of Standard’s own policies, the appeal letter hit the mark. Before going to litigation, Standard agreed that our client was entitled to his LTD/WOLP benefits, which will now allow him to live more comfortably after his life-changing accident.

Lawyers with Expertise in Disability Insurance Claims

This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:

  1. Having an attorney who is an expert in long-term disability claims;
  2. Having an attorney who has experience with every major disability insurance company; and
  3. Being backed by a law firm that has a proven track record of winning tough disability lawsuits.

Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:

The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.

Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.

Categories