Attorney Kevin Schaefer took the lead in a long-term disability insurance case handled by Dabdoub Law Firm for a North Carolina man with Stage IV cancer. When Hartford Life and Accident Insurance Company (Hartford) denied his benefits, despite the severe and obvious conditions caused by his cancer, Attorney Schaefer prepared a thorough appeal letter, complete with statements from medical experts. Before the case escalated to an official lawsuit before a court, Hartford backed down and agreed to provide our client’s much-needed disability benefits.
Details of the Stage IV Cancer Disability Case
For more than 20 years, our client worked as a parts consultant for Randy Marion, Inc. He loved his work and hoped to be with the company all the way up to his retirement. However, he was not able to rest in retirement as planned because he was diagnosed with a Stage IV neuroendocrine tumor with metastasis to his liver.
Our client truly loved his career and the work he did, as evidenced by his attempt to keep working after his cancer diagnosis. The aggressive form of cancer would create too many health complications, though, and force him to stop working entirely in September 2023.
When he applied for short-term disability benefits, Hartford agreed that his cancer was severe and disabling, and approved these benefits. Yet when he filed for long-term disability benefits after his cancer symptoms did not improve – as was never expected by his medical team – Hartford turned its back to him and denied his claim. At this point, he called on Dabdoub Law Firm for help, having heard of our reputation as the nation’s most trusted legal champions for people in need of disability benefits.
Challenging Hartford’s Decision
How can Stage IV cancer with metastasis to the liver be seen as anything as critically disabling to the point that any form of employment becomes impossible? This is the question that Attorney Schaefer mulled over as he reviewed Hartford’s decision to deny our client’s LTD benefits. Ultimately, only one logical answer remained: Hartford did know that aggressive Stage IV cancer is fully disabling, but it chose to ignore that fact for its own interests.
In his thorough appeal letter to Hartford, Attorney Schaefer outlined his many cancer symptoms, including but not limited to:
- Chronic fatigue
- Vertigo
- Nausea and vomiting
- Brain fog
The medical experts who treated our client provided professional statements about his condition and how it prevented him from working while he fought for his life against the cancer. With their statements and a promise to push the case with further legal action, Attorney Schaefer sent the appeal letter. Hartford, recognizing the authority that the Dabdoub Law Firm name carries, chose to approve the LTD benefits, allowing our client to rest as much as he can.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:
- Having an attorney who is an expert in long-term disability claims;
- Having an attorney who has experience with every major disability insurance company; and
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.
