Dabdoub Law Firm is proud to announce another recent case victory for a client in need. In the case, which was led by Attorney Emily Quirino, our client, a Maryland woman who will remain anonymous for confidentiality, couldn’t safely hold gainful employment due to several comorbid conditions, including serious heart complications. Despite not showing any medical improvement, Lincoln National Life Insurance Company (Lincoln) terminated her long-term disability insurance benefits. We were able to restore them through an appeal that did not need courtroom litigation to complete.
Details of Our Client’s Career & Diagnoses
Our client was diagnosed with multiple sclerosis (MS) in 2003 but was committed to building an impressive career for herself. She began work as a senior strategy director in 2007 and loved her work, which encouraged her to continue despite her chronic health condition. However, in 2018, she suffered serious heart complications that required mitral valve repair and a cryo-maze procedure. For a while, she tried to keep working, but mounting health problems like hypertension and chronic fatigue made it unsafe to work full-time.
In January 2022, she filed a partial disability claim with Lincoln, which was approved several months later. Not even one year passed before the insurance company abruptly canceled her benefits while citing a lack of information in her medical records about her restrictions.
In her first appeal to Lincoln, our client submitted notes from her medical team that stated her “health is poor overall, and working more than 20 hours per week will worsen her symptoms.” Another note would explain that she should “stop working permanently, effective immediately, due to the progression of her pulmonary hypertension.” Still, Lincoln said the medical evidence was lacking, and upheld the denial. At this point, she knew she had to turn to legal professionals for help.
Dabdoub Law Firm Intervenes & Secure the Win
When an insurance company sees that a policyholder is represented by Dabdoub Law Firm, it knows that it can’t get away with any dishonest or deceptive practices, and Lincoln is no different. Once our client came to us for legal counsel, we began to collect objective medical evidence of her disabling conditions, including accounts from after her previous appeal attempt. We got more information from her treating physician, her neurologist, her cardiologist, and her pulmonary hypertension physician, too, who all further described her health conditions that make it unsafe to work in any capacity. Upon seeing our challenge letter that was stacked with evidence and arguments, Lincoln suddenly started to see the errors in its previous evaluations.
Without the need to enter difficult litigation, we successfully convinced Lincoln to restore our client’s long-term disability policy. She will now have the financial support she needs to focus on taking care of herself as best she can, despite her disabling conditions.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:
- Having an attorney who is an expert in long-term disability claims;
- Having an attorney who has experience with every major disability insurance company; and
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.
