Dabdoub Law Firm has successfully appealed the wrongful denial of a Sacramento man’s long-term disability benefits. After he suffered a traumatic brain injury that stopped him from working as a Home Health Nurse, he was shocked that Lincoln National Life Insurance (Lincoln) would deny his claim. In this case, Attorney Geannina Burgos took the lead and convinced the insurance company to reverse its decision and provide the necessary LTD benefits before going to court for a lawsuit.
Details of the Home Health Nurse’s Disability
Our client (who will remain anonymous for privacy and confidentiality) worked as a Home Health Nurse 3 with the University of California Davis for 15 years. In 2023, his life would change forever after he was in not one but two car accidents that caused him to injure his head. Physicians would diagnose him with a brain injury that caused an array of symptoms, including cognitive impairment, anxiety, depression, mood swings, and migraines. He also suffered injuries to his neck and shoulders, as well as issues that affected his vision, hands, and articulation.
In the words of his medical team, our client now struggles with:
- Sustained attention
- Initial learning
- Retrieval
- Processing speed
- Fine motor abilities
- Certain types of executive functioning
Dr. Marina Kaminetskaya, who conducted an independent Neuropsychological Evaluation (INE) of our client, explained that despite his genuine interest in completing the evaluative tasks earnestly, he struggled to do so and was halted by pain and fatigue. In other words, our client wanted to overcome his brain injury complications and return to the job he enjoyed so much, but simply could not due to his newly limited functionality. An MRI scan and a series of other cognitive tests and questionnaires would confirm her findings.
Appealing Lincoln’s Unjustified LTD Denial
With so much medical evidence outlining the disabilities caused by his brain injury, you can imagine how surprised he was to hear that his long-term disability claim was denied by Lincoln. Not wanting to risk losing even more time before he got the benefits he needed and deserved, he came to Dabdoub Law Firm for help. Upon review of the denial letter, our team found no acceptable reason for the denial based on the insurance company’s own policy terms and conditions. It was suggested that he could continue to work as a nurse, but nothing about his medical state suggested as much.
Attorney Burgos worked quickly but carefully to compile plenty of medical evidence to use in her appeal. She also directed Lincoln to only contact Dabdoub Law Firm, not our client, for any future communications, so he could focus on his rest and not worry about the many details of his case. We are thankful to say that the appeal was a success, his LTD benefits were approved, and no courtroom litigation was needed.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:
- Having an attorney who is an expert in long-term disability claims;
- Having an attorney who has experience with every major disability insurance company; and
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.
