NYL LTD Benefits Secured for Albuquerque Woman with Serious Spine Conditions

With Attorney Emily Quirino taking the lead, Dabdoub Law Firm has once again successfully concluded a client’s long-term disability case. A woman from Albuquerque, New Mexico, needed LTD benefits after back issues caused her to suffer from chronic pain, which was then worsened by a car accident. Our legal team prepared her disability claim from start to finish, filed it with New York Life, and secured the necessary benefits in a relatively short amount of time.

Details of Our Client’s Spine Complications

In September 2023, our client had to stop working due to chronic pain and back issues that made performing regular work duties impossible and unsafe. Only a month later, she was in a car accident that made her spine and back complications even worse.

Before the accident occurred, her treating physicians had already performed an MRI that revealed that she suffered from prominent lumbar spondylosis, severe degenerative spinal stenosis, spinal nerve root impingement, and more. After the crash, another MRI revealed even more complications and concerns, including “changes in [spine] curvature,” disc injury, circumferential disc bulge, neural foraminal stenosis, annular tearing, and annular rupture. Such a varied amount of severe spine conditions understandably stop her from holding gainful employment.

Preparing & Filing a Long-Term Disability Claim

Insurance companies often make it difficult to get policy benefits, especially when considering benefits as important (and costly) as long-term disability benefits. For this reason, our client came to Dabdoub Law Firm for help with the initial claim preparation and filing.

Attorney Quirino gathered a list of objective medical evidence that detailed our client’s debilitating spine conditions and chronic pain. Everything from recent disability questionnaires and physical ability assessments to a prescription history was used to prepare the claim. Backed by the weighty reputation that our law firm’s name has among insurance companies, Attorney Quirino filed the claim with New York Life on behalf of our client. Not long after the claim was received, a response letter was sent back, which confirmed that her long-term disability benefits would be granted.

Lawyers with Expertise in Disability Insurance Claims

This law firm has always focused only on disability insurance law. Because we specialize in long-term disability, our clients get the benefit of:

  1. Having an attorney who is an expert in long-term disability claims;
  2. Having an attorney who has experience with every major disability insurance company; and
  3. Being backed by a law firm that has a proven track record of winning tough disability lawsuits.

Call the Dabdoub Law Firm to get experienced disability lawyers on your side. We can help with:

The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.

Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.

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