Mr. X’s Struggle
Before his life took an unexpected turn, Mr. X thrived as a Division Human Resources Manager for Parker Hannifin. He had built a successful career, earning over $150,000 annually, and he planned to continue working until his retirement. However, everything changed when he was diagnosed with a series of debilitating medical conditions.
Mr. X faced myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS), ulcerative colitis, irritable bowel syndrome, intervertebral disc disease, and radiculopathy. Despite these debilitating conditions, Mr. X continued to work. He battled through his symptoms with determination and resilience until December 2020, when his conditions made it impossible to carry on.
With no other options, Mr. X sought disability benefits and turned to Lincoln Financial. After a thorough review, his claim was approved, and he began receiving long-term disability benefits. For two years, these monthly payments provided some relief as Mr. X adjusted to his new reality.
Then, without warning, Sedgwick stepped in and terminated his benefits. They made this decision without a comprehensive and fair assessment, leaving Mr. X to grapple with the loss of financial support.
Explaining Myalgic Encephalomyelitis/Chronic Fatigue Syndrome
ME/CFS is a serious, chronic illness characterized by extreme fatigue, cognitive problems, poor sleep, autonomic issues, pain, and other symptoms that worsen with any exertion, whether physical, mental, or emotional. This condition can severely limit a patient's activities and impair their ability to live normal lives.
ME/CFS affects up to 2.5 million Americans, typically starting around age 33. The cause of ME/CFS is unknown, and while there are treatments to manage symptoms, their effectiveness is unclear. Unfortunately, there is no known cause, definitive lab test, or cure for ME/CFS. To help healthcare providers properly diagnose and care for ME/CFS patients, the Institute of Medicine (IOM) developed standardized diagnostic criteria based on the latest scientific research.
Sedgwick’s Unjust Decision
Despite the clear and overwhelming evidence of Mr. X's incapacitation, Sedgwick decided to terminate Mr. X’s benefits. Top specialists conducted objective medical assessments, and clinicians consistently confirmed that Mr. X is unable to participate in any occupation. His diagnosis and symptoms have been thoroughly documented through comprehensive evaluations, leaving no doubt about his inability to work.
Nevertheless, Sedgwick opted to disregard this irrefutable medical evidence, abruptly cutting off the financial support that Mr. X needed.
Dabdoub Law Firm's Role in Reversing Sedgwick's Decision
Faced with the sudden and unjust termination of his disability benefits, Mr. X sought help from Dabdoub Law Firm. The firm methodically compiled an overwhelming array of evidence to demonstrate the legitimacy of Mr. X's claims. It engaged leading medical experts to provide detailed reports and testimonies that further corroborated the severe nature of Mr. X's conditions. Attorneys at the firm meticulously gathered and presented every pertinent medical document, and the evidence painted a crystal-clear picture of Mr. X's incapacitated state.
The firm’s comprehensive approach left Sedgwick with no choice but to reconsider its previous decision. After re-evaluating the additional evidence provided by Dabdoub Law Firm, Sedgwick was compelled to acknowledge Mr. X’s legitimate need for long-term disability support. Consequently, they reversed their decision and reinstated Mr. X's disability benefits, ensuring he received the financial assistance necessary to manage his health and sustain his daily life.
The firm’s intervention brought justice to Mr. X, and it set a powerful example. Thorough legal advocacy can uphold the rights of disabled individuals against unjust insurance practices.
Disability Insurance Companies Have Lawyers. Shouldn’t You?
Because this law firm was created to focus on disability insurance, we have developed an expertise in this complex area of the law.
Our expertise in long-term disability claims means our clients have the backing of a law firm that has attorneys who:
- are experts in disability claims;
- fought all major disability insurance companies and know their tactics;
- a track record of success;
- won major disability lawsuits that created good law; and
- recovered millions of dollars in disability benefits.
All our lawyers commit every day of their legal career to helping people get disability benefits from MetLife, UNUM, Prudential, Northwestern Mutual, Hartford, CIGNA, and others.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.
Call to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Our firm focuses on disability benefits, and this story is just one of our many success stories. If you are like Mr. X, and you need help getting the compensation you deserve, reach out to us for a free consultation. You can contact us online or call us directly at (800) 969-0488.
