OB-GYN Disability Claim Lawyers
Obstetricians and gynecologists, commonly referred to as OB-GYNs, are medical professionals who specialize in women's health, particularly in pregnancy, childbirth, and disorders of the reproductive system.
As an OB-GYN you perform medical procedures and surgeries as well as provide clinical care to your patients. In many situations, you are responsible for the life of your patient and the life of their unborn child. IF you are no longer able to perform procedures and surgery and deliver babies, it is possible you qualify for disability insurance benefits through your disability insurance policy.
Contact us online or call (800) 969-0488 to schedule a free initial consultation with an OB-GYN disability claim attorney today.
Overview of Disability Claims for OB-GYN Professionals
Like other medical professionals, OB-GYNs can face a range of medical conditions or injuries that prevent them performing the core duties of their occupation.
Some of these can include but are not limited to:
- Musculoskeletal injuries or back and neck pain
- Chronic pain
- Mental health and emotional stress
- Chronic migraines or headaches
- Cardiovascular disease
- Cognitive impairment
OB-GYNs typically have "own occupation" disability insurance. This type of insurance offers coverage if you cannot perform the specific duties of your specialty due to disability, even if you can work in another capacity within the medical field.
For instance, if an OB-GYN develops a musculoskeletal disorder that prevents them from performing surgeries and procedures but allows them to teach or do administrative tasks, they will still qualify for these benefits.
Claim Denials
Medical professionals who file disability claims may face denials by disability insurance companies, which can create obstacles and challenges. Insurance companies are profit-driven, and minimizing payouts is part of their strategy.
Insurers often use tactics to avoid paying on claims, such as asserting that the claimant is not totally disabled from doing their occupational duties, , that it does not meet the definition of disability, that contradictions exist in your documentation, that you have presented insufficient medical evidence, and more.
For example, the insurer will likely request your CPT codes and billing to undermine your work duties and inability to perform the material and substantial duties of your occupation as an OB-GYN. These companies routinely conduct thorough investigations seeking any excuse or reason to deny or delay the claims process.
This is why having experienced legal representation like Dabdoub Law Firm can help ensure your claim is adequately substantiated and advocated. We understand the nuances of disability laws and are familiar with insurance companies’ tactics to deny or reduce benefits. We can gather appropriate medical evidence and non-medical evidence, communicate directly with your insurance company, and fight for you through a claim, appeal or lawsuit, if necessary.
Partner with the Experts
Just a patient seeks out a doctor who specializes in the area of medicine needed to treat their condition, the same is true for someone seeking help with a disability insurance claim. You seek out the experts. At Dabdoub Law Firm, we are experts in disability insurance claims and have a proven track record of winning cases.
Call to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
Our firm works on a contingency fee basis and represents clients in all states. If you need legal guidance in securing the disability benefits you are entitled to, our award-winning team can help.
Connect with Dabdoub Law Firm on our contact page or at (800) 969-0488 to request a free consultation with a disability attorney today.