Maryland Disability Lawyer
Helping People in Maryland with Disability Insurance Claims
The disability lawyers at Dabdoub Law Firm have helped many Maryland residents with claims for long term disability benefits.
A large number of people in Maryland have disability claims with insurance companies. Most people have disability insurance coverage through their employment. These group disability policies are typically governed by the Employee Retirement Income Security Act of 1974 (ERISA).
ERISA law is very complex. It is important you hire an attorney who understands ERISA. The disability insurance lawyers in this firm focus on ERISA disability claims and are very experienced with virtually every disability insurance company.
What Happens if My Disability Claim is Denied?
You are entitled to appeal a denial of long term disability benefits. Again, it is important you hire an attorney experienced in ERISA disability claims and appeals. This appeal process is critical. It may be your only chance to provide proof supporting your disability.
What Happens if My Disability Appeal is Denied?
If your appeal is denied, you will have the option to bring a lawsuit against your disability company in federal court. Our disability insurance lawyers are able to file a lawsuit on your behalf.
What Makes Maryland Law Favorable?
Most disability insurance policies have a provision that allows the insurance company to have the sole decision making authority when deciding on a claim for disability benefits. In short, this means that a judge will only rule in your favor if the insurance company was completely unreasonable in denying long-term disability benefits. This is a difficult standard to meet.
In 2013, Maryland passed a law banning these clauses in disability insurance policies. Therefore, a judge will not give the disability insurance company’s decision more weight when deciding whether a person is disabled. This ban attempts to make the process fairer for disabled individuals.
Not surprisingly, insurance carriers are unhappy with the Maryland ban. In 2016, Liberty Mutual challenged the ban. Fortunately, the court refused Liberty Mutual’s argument. Therefore, the discretionary ban continues to favor those claiming disability benefits.
Let Our Lawyers Represent You with Your Claim for Long Term Disability Benefits
The disability insurance lawyers at Dabdoub Law Firm focus on helping people get disability benefits from insurance companies. We can help you better understand your rights and obligations under Maryland disability insurance laws and ERISA.
Millions of dollars in disability benefits have been recovered for clients. Our disability insurance lawyers will use their experience and knowledge in this area of the law to put you in the best position to succeed.
Call us to speak with a disability insurance attorney about your claim for long term disability benefits.