Helping People in Nevada With Disability Insurance Claims
Most long term disability claims are governed by a law called ERISA. If you have a disability insurance policy through your employer, most likely it is governed by this law. Unfortunately, Nevada law has not passed a discretionary ban in ERISA cases. This means that the insurance company has discretion when making a decision on your claim. This is to their benefit.
Because of discretion, the Nevada court has to decide your case using the “arbitrary and capricious” standard. This means they have to find the individual is disabled and the insurance company was unreasonable in their decision to deny or terminate benefits. This may sound simple, but it is actually very difficult to overcome. We do our best when handling your case at the initial stage or during an appeal, to build up your file. Our goal if in litigation, is to show the insurance company was unreasonable.
Our firm only handles these types every day. We represent people who live all over the country in their fight for disability benefits. We have handled cases against every major insurance company, involving a wide variety of medical conditions. We know how important it is to gather relevant medical and non-medical evidence to establish your disability.
Each company has certain tactics they employ in order to deny a claimant benefits. Our experience over the years has taught us what to look for with each insurance company. Our goal is to give them everything they need in order to approve your claim or appeal. We also want to be sure your administrative record is complete should you have to file a lawsuit.
Our Nevada disability attorneys are here to help you. We handle cases at every stage, from the initial claim to appeal and even filing a lawsuit in federal court. If you are just getting started with your claim or have been denied at the appeal stage, we can help you. Contact the experienced Nevada disability lawyers at Dabdoub Law Firm for a free evaluation of your case.
Contact us today to schedule your free case evaluation!